Important fort collins mortgage information – read this if you like to save money

Important Fort Collins Mortgage Information – Read This If You Like To Save Money!

As the economy continues to struggle, one economic positive is “Mortgage Interest Rates”.

As crazy as it may sound — with all of the volatility in the Stock Market — And all
of the experts predicting that Mortgage Interest Rates would be going up — They have
dropped for several days in a row!

What this means for the consumer – If you were looking to buy a new home, and felt
that you couldn’t afford the monthly payments yet – Now would be the time to check into
qualifying. You might be surprised and actually pay less per month than you would on

Fort Collins Mortgage Rates have not been this LOW in a LONG time…and get this —
15 year rates are at RECORD Low rates…

Below is a comment I pulled out of Market Watch that was written by Amy Hoak:

“The 15-year fixed-rate mortgage averaged 4.24%, down from 4.3% last week and 4.5% a year ago.
The mortgage hasn’t been lower since Freddie Mac started tracking it in August 1991.”

Now that’s spectactular — If you’re a homeowner that wants to shorten the time left
to pay on your Fort Collins Mortgage and avoid paying the Bank a HEFTY interest charge.
You NEED to look into a 15 year refinance option.

Look — I understand you may have a low rate say it’s in the 5′s — but if your payment
is let’s say $1000 per month on a 30 year fixed loan and you have 23 years left on your loan
and let’s say a 15 year fixed raises your payment $200 a month…

You would actually MORE THAN $55,000.00 In Interest paid the GREEDY Banks!! How??

Here is how I came to this equation:

$1000 per month payments multiplied by 276 months (remaining on mortgage for example above)

Total of payments – $276,000

New Scenario 15 year fixed loan at $1200 per month ($200 month increase)

180 months x $1200 = $216,000 total of payments…

A whopping savings of $61,000.00 (minus closing costs of course for your new refinance)…

Now I’m no rocket scientist — but saving over $55,000.00 dollars is BIG — and could be your childs college tuition!

So don’t delay — call me today and let’s see if we can help you save Tens of thousands of dollars off your Mortgage Loan! Call 970-372-6410…

Tucker Cusick
Senior Mortgage Banker
Waterstone Mortgage

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